2013 GMC Savana Cargo 3500 4 door Van

Learn about the GMC Savana Cargo full-size van. See the engine specifications, gas mileage, price, and MSRP. Research GMC 3500 warranty features and GM Financial lending options.

Looking for a GMC Savana Cargo?

Find your perfect ride. Carvana has thousands of vehicles in their inventory. Your Savana Cargo 3500 may be waiting for you.

Home » Vehicles » 2013 GMC Savana Cargo 3500 3 Door Van 4.8L 8-Cylinder 6A

The products and offers that appear on the website are from respective partners, companies, and third-party advertisers from which we receive compensation. This compensation may impact how and where products appear on this site including the order in which they appear. This site does not include all financial products or companies or all available product offers. Learn more about our partners and how we make money

Details About the 2013 GMC Savana Cargo van

The 2013 GMC Savana Cargo is manufactured under the GMC car brand name. It is categorized as a full-size van and comes with a van body. This 4 door van has rear wheel drive with a 6-speed automatic transmission. The GMC Savana Cargo is mainly domestic from United States. The GMC automobile line is a subsidiary motor vehicle brand held by General Motors (General Motors Company).

Thinking about changing vehicles?

Looking for a new car? Check out GMC Savana Cargo van listings. Carvana’s extensive inventory can help you find the vehicle that is right for you!

2013 GMC Savana Cargo 3500 3 Door Van 4.8L 8-Cylinder 6A 1

Introducing the 2013 GMC Savana Cargo 3500

The GMC Savana Cargo is available in multiple trim levels and featured packages such as the 2013 GMC Savana Cargo 3500 3 Door Van (4.8L 8-Cylinder 6A). This variation of the Savana Cargo van features the 3500 3 door van with a 4.8L 8-cylinder 6A on the GMC Savana Cargo vehicle chassis. The Savana Cargo 3500 trim might include vehicle upgrade bundles based on the origin of the automobile and the time of production.

GMC Savana Cargo 3500 Pricing and MSRP

Interested in having a 2013 GMC Savana Cargo 3500? The recommended MSRP is posted at $30,575 and used vehicle Kelly Blue Book market values are typically lower. Used vehicle sale prices depend on the year, make, model, and market demand. GMC Savana Cargo appraisals can increase beyond these value ranges because of variables like increased demand, restricted availability, and market scarcity. During 2021, car, truck, and SUV prices and equivalent vehicle equity increased due to widespread semiconductor chip shortfalls and supply chain limits. This generated pressure on the automotive industry and older used estimates catching up with the equity highs formerly solely seen by brand-new car sales.

MSRP: $30,575

Trim & Style: 3500 3 door van with a 4.8L 8-cylinder 6A

Shop Vehicles on Carvana

Savana Cargo 3500 Performance and Engine

An automobile’s torque, power, and performance are very important, and they matter more in several scenarios than others. If you are hauling a load or recreational vehicle with a truck. The efficiency, specs and capacities of your engine pulling bundle matters a lot. Your 0 to 60 time, quarter mile time, and engine can lead to more bragging rights if you are taking your sports car out for a track day. However, if you are trying to find a smaller economical car to drive to work as an everyday driver, you may not care what is under the hood if it is efficient and the engine runs well.

GMC Vehicle Additional Details

The 2013 GMC Savana Cargo might come with a few different performance offerings and engine choices. This particular GMC vehicle comes with the 4.8 flex-fuel (FFV) engine with a rear wheel drive drivetrain.

Engine: 4.8L 8-cylinder 6AHorsepower: 280
Doors: 4 doorTransmission: 6-speed automatic
Drive Type: rear wheel driveFuel: flex-fuel (FFV)
MSRP: $30,575Manufactured: United States
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
2013 GMC Savana Cargo 3500 3 Door Van 4.8L 8-Cylinder 6A 2

Fuel Usage and Gas Mileage (MPG)

Learning about gas mileage and fuel economy are vital elements when it involves purchasing a GMC Savana Cargo. The realistic expense of the vehicle includes much more than the MSRP price and includes the fuel cost. This is generally the next most expensive aspect when it comes to auto ownership. The 3rd most costly aspect is sticking to the recommended manufacturer’s service schedule and completing preventive upkeep.

The U.S. Environmental Protection Agency or EPA supplies assessments into a vehicle’s gas mileage (MPG) and the number of miles an auto can efficiently drive per a gallon of fuel required to operate on city streets and on the highway. MPG depends on GMC Savana Cargo engine type, performance, operation altitude, and other things like aftermarket modifications, however it offers an excellent standard for fuel consumption.

For the 2013 GMC Savana Cargo, the EPA has determined drivers will get about 11/17 MPG while driving on city streets and while operating the vehicle on the highway. These MPG values are different considering that city driving entails navigating local area roads, traffic lights, stop signs, and other things which make the GMC Savana Cargo to start and stop more frequently. On the highway, the GMC Savana Cargo’s engine and fuel effectiveness can be extended, accomplishing a greater MPG score.

Comparing Motor Vehicle MPGs

Check out how your current car compares to the fuel effectiveness of the 2013 GMC Savana Cargo. This could be an important factor in the motor vehicle buying journey. Use the gas mileage comparison calculator shown below to see how many more miles you could drive and fuel costs. Can you save money by driving this GMC Savana Cargo or will it cost you more gas money to drive?

MPG: 11/17 MPG (city/Highway)

Compare Other vehicle MPGs

How to Finance Your Savana Cargo 3500

Financing your 2013 GMC Savana Cargo van can be an excellent way to get into the automobile you need while paying it off throughout a handful of months by making monthly payments. You normally begin the vehicle buying journey by finding the vehicle model you want to get. Next, you need to figure out the amount of money you will be required to have to finance by finding the difference in between the out the door price of your brand new GMC Savana Cargo and the values of your deposit on the car and any trade-in credit from your used car or truck. Take away these values from the new automobile’s price.

This will provide you with the total amount of money you need to finance your 2013 GMC Savana Cargo. Talk to lenders to see qualified financing deals. These offers will be based on your credit scores, client profile, and credit history. It is good to compare funding rates from several lending institutions (examining deals with 3-4 loan providers is excellent). Doubling examining the competing offers will assist you get the finest funding deal possible on your GMC car.

To finish your Savana Cargo financing process, you need to do several things involving having a qualifying credit report, meeting lender guidelines, and meeting motor vehicle financing criteria. When attempting to purchase a newer car, strive to increase your credit score of over 600 (non-prime category). Credit ratings in the 500s (subprime classification) might be acceptable for slightly older used car or truck financing. This is essential since your rating can certainly impact your offered interest rate throughout the new car loan offering process.

Other lender requirements include making a specific amount of cash each month and meeting residency requirements by living in a location the lender services. Your car or truck should fulfill general motor vehicle financing requirements like being more recent than 10 years old and having less than 100K miles with favorable vehicle equity.

GMC Savana Cargo Refinancing

Refinance your GMC Savana Cargo 3500 van. Learn how you can save money by adjusting your current loan.

Find GMC Savana Cargo Insurance

Learn about insurance and see coverage options for your GMC Savana Cargo. Bundling your insurance can save you money.

Learn About GM Financial

GM Financial is GMC’s internal monetary support services division. They give car buyers various lending choices if you are considering buying a newer motor vehicle from a branded dealer. The deals and bonuses can consist of lending deals like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon the down payment). GM Financial can also supply lease deals and incentives like 10,500 yearly miles for 39 months with a set dollar amount due at finalization.

Calculate Financing Your Savana Cargo 3500

It is very important to understand how much you can manage to spend on your new 2013 GMC Savana Cargo. When tracking your personal financial resources, it can be good to keep track of your finance offers from different lending institutions. This step may be essential not only for motor vehicle budgeting but also for your finances. Using a financing calculator is among the easiest methods to rapidly see your predicted vehicle payment.

What is the Auto Payment to Buy a GMC Savana Cargo 3500?

Are you wondering how much it would be to get a vehicle loan on a 2013 GMC Savana Cargo? Here is an estimate you can use to start your research! The best answer to the vehicle payment estimate question depends on a couple of things. The regular monthly motor vehicle payment on a GMC Savana Cargo 3500 is found by taking into account the following things: your down payment amount, vehicle loan rate of interest or APR, term, credit score, trade in-value, and additional details. Details like the sales tax on the Savana Cargo 3500 also have to be looked at. Therefore, since the manufacturer’s suggested retail price or MSRP is $30,575, a typical auto payment for a brand-new Savana Cargo can be around $443.17.

This value is determined by utilizing the MSRP and subtracting a 10% down payment along with a vehicle loan lending rate of 5% throughout a term of 48 months. Remember these aspects can differ based on your quoted lending rates, annual percentage rate or APR, and credit union or bank offers. Keep in mind this amount is what it might cost if you purchased the 2013 GMC Savana Cargo “new” based on the MSRP. With used automobiles, there is a significant possibility the regular monthly car payment will be considerably different. You can check more price quotes with different numbers and percentages using a vehicle loan calculator.

Estimated Monthly Payment

$443.17

Involved Payment Factors

MSRP: $30,575
Down Payment: 10% (estimated payment)
Loan Interest Rate: 5% (average rate)
Car Loan Term: 72 months (varies by offer)

Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.

Info About 2013 GMC Savana Cargo Refinancing

Refinancing your GMC Savana Cargo is also an option to consider after you have already made a number of your initial monthly automobile payments. The original loan providers you originally financed through frequently have incentives and offers which lapse or are front-weighted. For example, offers like cash back refunds and 0% APR financing discounts might start losing their usefulness or benefit after 6 to 12 car or truck payments.

If your personal financial situation has changed given that you acquired your GMC Savana Cargo or if your original rate and term are not advantageous to you, think of refinancing. You can typically save additional dollars on your regular monthly auto payments by refinancing your car loan.

GMC Savana Cargo Insurance

Maintaining motor vehicle insurance coverage insurance coverage for your GMC Savana Cargo is critical. Picking out the ideal coverage and plan for you will most likely help pay for damages related to traffic collisions, auto theft, and additional damage to your car, SUV, truck. Not only can your insurance help you fix the damage from an automotive collision or hitting an object, but maintaining valid insurance coverage is typically a legal requirement to operate a vehicle on public roadways in a lot of states and counties in the US. The best auto insurance plans and associated coverage include comprehensive collision coverage which helps you repair damage to your GMC van and also cover damage from other situations things like bad weather, storms, fire, vandalism, and animal impacts in addition to automobile accidents. Your insurance policy can additionally help you fix the 4.8L engine in your van along with other mechanical parts and components. The amount you spend for the protection can range and is usually based upon the manufacture year of your automobile. If you drive the 2013 3500, this will be factored into your monthly insurance coverage payments. Find out more about insurance coverage and secure your GMC Savana Cargo 3500 3 door van with a 4.8L 8-cylinder 6A.

2013 GMC Savana Cargo 3500 3 Door Van 4.8L 8-Cylinder 6A 3

Where to Purchase a GMC Savana Cargo 3500

Shopping for the ideal automobile can be hard. When it comes time to buy a motor vehicle, there are a lot of things to take into consideration. As an example, you need to select the right make and model vehicle that fits your needs as well as maintaining a vehicle monthly payment that fits into your budget plan. There are a lot of options available for buying new and used car stock, so it may be hard to know where to begin your car purchasing journey. Carvana is one of the best places to start shopping for a vehicle. Their large stock, lending choices, and trade-in policies can help you quickly change the automobile you have now for another one you would like to drive. Learn how to purchase an automobile through Carvana.

Shop GMC Savana Cargo on Carvana

Savana Cargo 3500 Safety Features

Warranty and Maintenance Specs

We often think about factory manufacturer’s warranties when it relates to purchasing the best care for your brand-new automobile. These factory service warranties incorporate traditional coverages like a limited 3 year in duration or 36,000 mile bumper-to-bumper manufacturer’s warranty and a 5 year duration or 60,000 mile powertrain guarantee. These yearly durations start from the original purchase date by the original truck or car’s owner.

Alternative manufacturer factory automobile service warranties are also available depending on the engine type. New autos with diesel engines can come with a factory 5 year duration or 100,000 mile powertrain warranty. Hybrid and electrically powered vehicles (EVs) additionally can have special coverage like a 8 year or 100,000 mile service warranty.

There are also extended auto or vehicle service plans (VSPs), Certified pre-owned (CPO) guarantees, and extra warranty protection alternatives offered outside of the maker’s factory plans. VSPs offer routine maintenance service plans with extra coverage for parts in the event your car or truck struggles with a catastrophic mechanical breakdown. When buying a used car, these are great options to think about.

CPO extended warranties commonly include coverage for additional years limited by either time or mileage like 2 years or 80,000 miles on the automobile. Cars, trucks, and SUVs that carry CPO status undergo a strenuous pre-owned checkup by licensed brand service technicians which adds extra service warranty years. CPO automobiles generally have price points more than similar used automobiles , however, they may be worth it for coming with the assurance that the automobile you are shopping for is mechanically okay.

Other protection choices include pre-paid vehicle upkeep programs from auto dealerships. These programs protect the components, services, and labor that pertain to the suggested manufacturer’s service schedule. You will identify these checks and associated mileages noted in the motor vehicle owner’s handbook.

Savana Cargo Warranty Details

Factory Warranty: A factory warranty is what you probably think of when the idea of motor vehicle warranties are brought up. These kinds of warranties most often are included with the purchase of brand-new cars and trucks and are among the most convenient and most budget-friendly solutions to cover your automobile– warranty wise since the new car will probably cost more than a used one leading to less affordability. The factory service warranty is similar to a manufacturer’s service warranty and provides an assurance from the car manufacturer that they will fix any problems. Under the warranty guarantee protection, the vehicle manufacturer will change out any damaged parts and/or fix any damaged areas due to manufacturing issues, defective components or materials, and faulty craftsmanship without expense to you as the automobile owner. The warranty ensures the automobile will be repaired to excellent operating condition.

Drivetrain Warranty: A drivetrain warranty covers the parts, components, and systems which move or “drive” the automobile forward. A drivetrain warranty is also another term for a powertrain service warranty and may cover similar components depending on the automaker’s descriptions and warranty terms.

Roadside Warranty: A roadside service warranty can help you when you are stranded or breakdown while driving. This warranty for the GMC Savana Cargo 3500 consists of standard aid services such as towing, flat tire fixing or replacement, dead battery aid and jumpstarts, lockout support, fluid and fuel transport and delivery, and other comparable services. A roadside warranty resembles roadside assistance, however it is provided with the new vehicle from the car manufacturer and not an add-on item through insurance or a vehicle service plan (VSP).

Rust & Corrosion Warranty: A rust and corrosion warranty helps to protect the body, materials, and frame of the automobile. Car manufacturers include this warranty with new vehicles to help repair damage brought on by caustic liquids, chemicals, and materials. While motor vehicle bodies are made of materials which are corrosion-resistant like aluminum, magnesium, carbon fiber, and plastic, rust can form on parts of the car. Large quantities of roadway deicers like salt or sodium chloride, calcium chloride, magnesium chloride, and similar elements and compounds can cause a vehicle’s body to begin rusting. Other corrosive solutions like bleach and acid (while not normally found on roadways), can create rust if splashed on a car’s body panels.

GMC Savana Cargo Factory Warranty Coverage

Factory Warranty: 3 years / 36,000 milesDrive Train Warranty: 5 years / 100,000 miles
Roadside Warranty: 5 years / 100,000 milesRust & Corrosion Warranty: 6 years / 100,000 miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.

GMC Savana Cargo 3500 Factory Specs

In order to appeal to a greater variety of car drivers who are interested in the 2013 GMC Savana Cargo 3500, a few different trim levels are provided. A large number of motor vehicle companies feature different choices for their cars. This includes General Motors (General Motors Company) who makes the Savana Cargo model. These options can incorporate details like different paint colors, wheel dimensions, or packages that consist of features like a sunroof or gps system. Providing these alternatives allows manufacturers to develop interest in diverse types of car buyers and also helps them to move a large volume of automobiles.

These alternatives allow consumers to select a car which suits their requirements and can include different functions that they may want in their vehicle. Some auto producers might offer things like a variety of various engines, trim lines, and also sport or performance packages to choose from, while others might offer a wide range of exterior colors or interior trim levels or colors. The options that are offered are going to vary across automakers, makes, and models, so do your research when you are looking for a car with certain options like heated seats or 3rd occupant seating.

By making the effort to look into the various alternatives that are available, you, as the customer, can make sure that you are buying precisely what you want in your new car. This van by Savana Cargo comes geared up from the automobile producer with several standard configurations and options. They include options like the front independent suspension, short and long arm front suspension, solid live axle rear suspension, stabilizer bar stabilizer bar,4-way manual driver seat adjustments, 4-way manual passenger seat adjustment, bucket front seats, vinyl,heated mirrors,low fuel level warning, tachometer, trip computer,front cupholders, front door pockets, power steering, retained accessory power,cargo area light, air conditioning,2 total speakers, mast antenna,variable intermittent wipers,auxiliary transmission fluid cooler,full-size matching spare tire, partial wheel covers, steel wheels, underbody mounted spare tire, 16 x 6.5 inch wheels, all season tires, LT245/75R E tires, steel spare wheel,rear barn door,2 front headrests, auto delay off headlamps, daytime running lights, dusk sensing headlamps, electronic brakeforce distribution, engine immobilizer, stability control, tire pressure monitoring, traction control, 4-wheel ABS, front and rear ventilated disc brakes, passenger airbag deactivation switch, head curtaiN side airbags, passenger airbag delete, rear view camera,Smoker’s Package with Ashtray and Lighter, Chrome Appearance Package, Complete Body Window Package, Paratransit Mobility Package, Tilt-Wheel and Cruise Control Convenience Package, Power Window and Door Lock Convenience Package, Power Package, Cold Climate Package, Power Package,Antenna Kit, Deep Tinted Glass, Sliding Passenger Side Cargo Door, Driver Side Swing-Out 60/40 Cargo Door, Chrome Bumpers, Swing-Out Glass on Rear Door and Side Cargo Door, Swing-Out Glass on Rear Door Window, Fixed Glass on Rear Doors and Right Side, Fixed Glass on Rear Doors and Side Cargo Doors, Fixed Glass on Rear Doors, Spare Tire Delete, Black Heated Power Exterior Mirrors with Turn Signal Indicators, Black Heated Power Exterior Mirrors, Dual Note Horn, Chrome Center Caps, White Painted Wheels, Swing Out Ladder Rack, Rear Body-Colored Trim Halo, Rear Window Defogger, Removable Roof Rack, Rear Park Assist, Molded Assist Steps, Remote Keyless Entry,Vinyl Sunshade, Interior Door Trim Panel Delete, Leather Wrapped Steering Wheel, AM/FM Radio with CD/MP3 Player, AM/FM Radio with CD/MP3 Player, AM/FM Radio with CD Player, AM/FM Stereo, Air Conditioning Delete, Rear Air Conditioning, Deluxe Console, Brake Warning Indicator, Radio Provisions Delete, Manual Day/Night InSide Rearview Mirror, Auxiliary Lighting, Auxiliary Rear Heater, Rear Floor Covering Delete, Security Screen Package, Power Door Locks, Bulkhead Divider, OutSide Temperature Display, Audio System with Navigation, Bluetooth for Phone, OnStar, Bulkhead Divider with Door, 6-Way Power Driver Seat, Custom Cloth Front Bucket Seats, Driver Seat Only,4-Tank Configuration Fuel System, Trailering Equipment, Trailer Wiring, Heavy Duty Battery, 145-Amp Alternator, High Idle Switch, 3-tank Configuration Fuel System, 6.0L V8 SFI Gaseous Engine, Vortec 6.0L V8 SFI Engine, Locking Rear Differential, Dedicated Compressed Natural Gas System, Remote Vehicle Starter System, and other typical features.

2013 GMC Savana Cargo 3500 3 Door Van 4.8L 8-Cylinder 6A 4

GMC Savana Cargo Common Questions


Looking for information about the GMC Savana Cargo 3500? Find answers to frequently asked questions. It is crucial to know what you are getting into with your vehicle purchase and research the specific details. Check out the specs and be aware of how your car payment on your car can affect your financial situation. These FAQs can help you begin to understand the capabilities of the vehicle along with MPGs, weight, horsepower, and engine capabilities.

What is a GMC Savana Cargo 3500?

The GMC Savana Cargo is a vehicle line produced by General Motors (General Motors Company). The 3500 is a specific package of the GMC Savana Cargo lineup. The vehicle is categorized as a full-size van.

How much does a GMC Savana Cargo 3500 cost?

The GMC Savana Cargo 3500 costs around $30,575.

What is the car payment to buy a GMC Savana Cargo 3500?

The monthly car payment on a GMC Savana Cargo 3500 depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the Savana Cargo 3500 also need to be considered. Since the MSRP is $30,575, the average car payment for a new Savana Cargo could be around $443.17. This can be estimated by using the MSRP minus a 10% down payment with a auto loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.

Can I lease a GMC Savana Cargo 3500?

You may be able to lease a GMC Savana Cargo 3500 through an auto loan lender or financial institution.

Can I refinance my GMC Savana Cargo 3500?

You may be able to refinance your GMC Savana Cargo 3500 depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.

Where can I buy a GMC Savana Cargo 3500?

Try searching car dealers like Carvana for a GMC Savana Cargo 3500. They often have good deals on recent vehicles and may also have a similar GMC Savana Cargo in their inventory.

How far does the GMC Savana Cargo 3500 go on a single tank of gas?

The GMC Savana Cargo 3500 can usually travel around 341.0/527.0 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.

Does the GMC Savana Cargo have good gas mileage?

GMC Savana Cargo gets an EPA estimated 11/17 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 13 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.

What kind of gas mileage does the GMC Savana Cargo get?

The GMC Savana Cargo gets 11/17 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 13.

What type of gas does a GMC Savana Cargo use?

The GMC Savana Cargo uses the flex-fuel (unleaded/E85) fuel type.

How much gas does the GMC Savana Cargo gas tank hold?

The gas tank in the GMC Savana Cargo holds 31 gallons of flex-fuel (FFV).

What type of vehicle is the GMC Savana Cargo 3500?

The GMC Savana Cargo with the 3500 package is a full-size van.

What is the towing capacity of a GMC Savana Cargo?

The GMC Savana Cargo has a towing capacity of 10,000 pounds.

How much horsepower does a GMC Savana Cargo have?

The GMC Savana Cargo has a horsepower rating of 280HP.

What kind of engine does a GMC Savana Cargo 3500 have?

The GMC Savana Cargo 3500 comes with a 4.8L V8 FFV 6-speed automatic engine.

What type of drivetrain does a GMC Savana Cargo 3500 have?

The GMC Savana Cargo 3500 features a rear wheel drive drivetrain.

What kind of transmission does a GMC Savana Cargo come with?

The GMC Savana Cargo 3500 comes with a 6-speed automatic transmission.

Where is the GMC Savana Cargo made?

The GMC Savana Cargo 3500 is made in the United States by General Motors (General Motors Company).

Is the GMC Savana Cargo domestic or imported?

The GMC Savana Cargo is a domestic vehicle.

What car company makes the GMC Savana Cargo 3500?

The General Motors (General Motors Company) is the auto manufacturer which produces the GMC Savana Cargo 3500.

How much does a GMC Savana Cargo weigh?

The GMC Savana Cargo 3500 has a gross vehicle weight of 9,600 pounds and a curb weight of 5,392 pounds. Learn more about how a vehicle is weighed.

What kind of warranty does the GMC Savana Cargo come with?

The GMC Savana Cargo 3500 can come with a few warranties from the manufacturer including a 5 years / 100,000 miles drivetrain warranty, a 5 years / 100,000 miles roadside warranty, a 6 years / 100,000 miles anti-rust warranty, and a maintenance program.

Related Vehicles

Ready To Start The Refinance Process?

Start by connecting with lenders**.