2014 Kia Optima EX 4 door Sedan

Learn about the Kia Optima mid-size car. See the engine specifications, gas mileage, price, and MSRP. Research Kia EX warranty features and Kia Motors Finance lending options.

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Details About the 2014 Kia Optima sedan

The 2014 Kia Optima is made under the Kia automobile brand. It is categorized as a mid-size car and makes use of a sedan body. This 4 door sedan has front wheel drive with a 6-speed shiftable automatic transmission. The Kia Optima is primarily imported from South Korea. The Kia automobile line is a subsidiary vehicle maker held by Hyundai Motor Group.

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2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Introduction to the 2014 Kia Optima EX

The Kia Optima can be found in numerous trim levels and spec packages including the 2014 Kia Optima EX 4 Door Sedan (2.4L 4-Cylinder 6A). This variation of the Optima sedan sports the EX 4 door sedan with a 2.4L 4-cylinder 6A on the Kia Optima vehicle chassis. The Optima EX trim might integrate automobile upgrade packages depending upon the origin of the vehicle and the production generation.

Kia Optima EX Prices and MSRP

Are you interested in having a 2014 Kia Optima EX? The initial MSRP is posted at $23,950 and used vehicle Kelly Blue Book resale values are usually found at lower price points. Used sale prices are calculated from the year, make, configuration, and demand. Kia Optima appraisals can increase beyond these ranges because of variables like increased consumer demand, restricted supply, and auto industry scarcity. During 2021, SUV, truck, and car asking prices and associated auto equity inflated due to computer chip manufacturing shortages and supply chain hiccups. This generated a strain on the car market and older used values overtaking the price highs previously just seen by new automobile sales.

MSRP: $23,950

Trim & Style: EX 4 door sedan with a 2.4L 4-cylinder 6A

Made In: South Korea

Optima EX Performance Specs and Engine

A vehicle’s power, torque, efficiency, and performance are important for understanding the vehicle’s operational design, and they matter more in certain scenarios than others. If you are hauling a load or trailer with a truck. The power, specs and capacities of your engine pulling bundle matters a lot. Your 0 to 60 time, quarter mile time, horsepower, and engine can lead to more bragging rights if you are taking your sports car out for a track day. However, if you are looking for an economical car to drive to work as an everyday driver, you may not even care what is under the hood so long as it is efficient and the engine runs well.

Kia Auto Additional Information

The 2014 Kia Optima can include numerous various performance offerings and engine options. This specific Kia vehicle includes the 2.4 gas engine with a front wheel drive drivetrain.

Engine: 2.4L 4-cylinder 6AHorsepower: 192
Doors: 4 doorTransmission: 6-speed shiftable automatic
Drive Type: front wheel driveFuel: gas
MSRP: $23,950Manufactured: South Korea
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Fuel Economy and Gas Mileage (MPG)

Being aware of your gas mileage and fuel usage are very important things when it pertains to shopping for a Kia Optima. In addition to the sales cost of the vehicle, the fuel cost is typically the next most pricey aspect when it concerns auto ownership. The third most costly aspect is complying with the suggested manufacturer’s service schedule and conducting preventive repairs and maintenance.

The U.S. Environmental Protection Agency or EPA offers assessments into a vehicle’s gas mileage (MPG) and the amount of miles a motor vehicle can productively drive per a gallon of fuel consumed on city streets and on the highway. MPG depends on Kia Optima engine type, efficiency, operation elevation, and other things like aftermarket modifications, but it provides a good standard for fuel usage.

For the 2014 Kia Optima, the EPA quotes around 23/34 MPG while operating the vehicle on city streets and while operating the vehicle on the highway. These MPG values are different because city driving includes navigating community streets, traffic control devices, stop signs, and other things which require the Kia Optima to stop and start more often. On the highway, the Kia Optima’s engine and fuel efficiency can be pushed to the limit allowing them to achieve a greater MPG ranking.

MPG Comparisons

See how your current vehicle measures up to the fuel effectiveness of the 2014 Kia Optima. This could be a crucial consideration in the motor vehicle buying process. Use the gas mileage comparison calculator shown below to see how many more miles you could drive and gas costs. Can you save money by driving this Kia Optima or will it cost you more gas money to drive?

MPG: 23/34 MPG (city/Highway)

Compare Other vehicle MPGs

Finance Your Optima EX

Finding financing for your 2014 Kia Optima sedan can be an excellent method to get into the automobile of your dreams while paying it off over the course of a number of years by making monthly payments. Calculate the amount you will be required to to finance by finding the distinction between the expense of your brand-new Kia Optima and the valuations of your down payment and any trade-in value or credit from your old car or truck. Take away these values from the new car’s price.

This will provide you with the amount you will be required to finance your 2014 Kia Optima. Contact finance companies to see qualified financing deals. These deals will be based on your credit ratings, customer profile, and credit history. It is great to compare funding rates from several lenders (examining offers with 3-4 loan providers is good). Doubling examining the competing offers will help you get the finest financing deal possible on your Kia vehicle.

To finish off your Optima finance, you need to do a few things consisting of having an approved credit history, meeting loan provider prerequisites, and meeting auto financing requirements. When attempting to purchase a more recent make vehicle, strive to boost your credit rating of over 600 (non-prime group). Credit scores in the 500s (subprime bracket) may be acceptable for older used car financing. This is important since your score can directly impact your presented rate of interest during the new car loan offering process.

Other lender requirements include making a specific quantity of money each month and meeting residency requirements by living in a location the lending institution services. Your automobile should fulfill general motor vehicle financing requirements like being more recent than 10 years old and having less than 100K miles with favorable vehicle equity.

Kia Optima Refinancing

Refinance your Kia Optima EX sedan. Learn how you can save money by adjusting your current loan.

Find Kia Optima Insurance

Learn about insurance and see coverage options for your Kia Optima. Bundling your insurance can save you money.

About Kia Motors Finance

Kia Motors Finance is Kia’s internal financial services division. If you are thinking about buying a newer automobile from a brand dealer, they supply several funding options through their internal finance services branch. The promotions and bonuses can consist of financing deals like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based on the down payment). Kia Motors Finance can even provide leasing deals and rewards like 10,500 annual miles for 39 months with a set dollar amount due at finalization.

Funding Your Optima EX

It is necessary to recognize how much you can afford to put towards your new 2014 Kia Optima. When tracking your individual financial resources, it can be beneficial to keep track of the finance offers from various lending institutions. This step is important not just for car budgeting but also for your personal financial well being. Checking your numbers with a finance calculator is one of the most convenient ways to rapidly see your estimated automobile payment.

What is the Monthly Car Payment to Buy a Kia Optima EX?

Wondering how much money it would cost to take out a car loan on a 2014 Kia Optima? Here is an estimated loan payment you can use to begin the research! The most accurate answer to the motor vehicle payment question depends on a couple of things. The month-to-month car payment on a Kia Optima EX is calculated by your down payment, auto loan annual percentage rate, term, your credit bracket, trade in-value, and other details. Details like sales tax on the Optima EX also have to be factored in. Given that the manufacturer’s suggested retail price or MSRP is $23,950, the average auto payment for a brand-new Optima could be around $347.14.

This can be approximated by using the MSRP minus a 10% down payment with a car loan interest rate of 5% over a term of 48 months. Keep in mind it does not take into account crucial information like sales tax. Simply use this information for your research. Keep in mind this amount is what it may cost if you bought the 2014 Kia Optima “brand-new” based on the MSRP. With used automobiles, there is a considerable probability the regular monthly car payment will be considerably varied. You can check additional price quotes with different percentages using a car payment calculator.

Estimated Monthly Payment


Involved Payment Factors

MSRP: $23,950
Down Payment: 10% (estimated payment)
Loan Interest Rate: 5% (average rate)
Car Loan Term: 72 months (varies by offer)

Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.

About 2014 Kia Optima Refinancing

Refinancing your Kia Optima is also a choice to consider after you have made a number of your preliminary month-to-month auto payments. The primary loan providers you initially funded through often have benefits and deals which terminate or are front-weighted. Unique offers like cash back rebates and 0% APR financing discount rates might start losing their effectiveness or value after 6 to 12 vehicle payments.

If your personal financial circumstance has changed because you purchased your Kia Optima or if your original term and rate are no longer beneficial to you, think about refinancing. You can normally conserve money on your regular monthly car payments by refinancing your vehicle loan.

Kia Optima Insurance

Having valid vehicle insurance coverage insurance for your Kia Optima is critical. Selecting the appropriate insurance coverage for you can help pay for costs connected with car accidents, vehicle theft, and other damage to your SUV, car, or truck. Not only will car insurance assist you in repairing the damage from an automobile crash or striking a stationary object, but holding current insurance is commonly a legal necessity to drive a vehicle on the roads in numerous states and counties in the U.S.A. The best auto insurance plans and associated coverage include comprehensive collision coverage which helps you repair your Kia sedan and also pay for non accident-related damage from many things like bad weather conditions, storms, wildland fires, vandalism, and wild animal impacts in addition to automobile collisions. Your insurance can additionally help you fix the 2.4L engine in your sedan along with other mechanical components and parts. The amount you pay for the insurance protection can range and is usually based on the manufacture year of your automobile. If you drive the 2014 EX, this will be factored into your regular monthly insurance coverage payments. Learn more about insurance and safeguard your Kia Optima EX 4 door sedan with a 2.4L 4-cylinder 6A.

2014 Kia Optima EX 4 Door Sedan 2.4L 4-Cylinder 6A 3

Where to Purchase a Kia Optima EX

There are a lot of factors to think about when it comes time to purchase a car. You need to find the right make and model that fits your needs along with handling an automobile payment that fits into your spending plan. There are a lot of options out there for shopping for brand-new and used vehicle inventory, so it can be tough to understand where to start your vehicle purchasing journey. Give Carvana a try.

Shop for a Kia Optima

Optima EX Safety Features

Service Warranty and Maintenance

When it comes to getting the finest care for your new car, we often think of branded factory service warranties. These factory warranties consist of standard coverages like a limited 3 year in duration or 36,000 mile bumper-to-bumper service warranty and a 5 year long or 60,000 mile powertrain manufacturer’s warranty. These annual timeframes begin with the initial date of purchase to the initial owner.

Alternative manufacturer factory car service warranties are often available depending on the motor vehicle’s engine type. For example, brand-new cars or trucks with a diesel powered motor can feature a factory 5 year long or 100,000 mile powertrain warranty. Hybrid automobiles and electrically powered vehicles (EVs) additionally can have special protection like a 8 year duration or 100,000 mile service warranty.

There are also extended automobile and vehicle service plans (VSPs), Certified pre-owned (CPO) guarantees, and additional service warranty protection options available beyond the auto manufacturers original factory programs. VSPs provide routine maintenance service plans with extra coverage for components and parts in case your motor vehicle suffers from a disastrous mechanical breakdown or failure. When purchasing a used motor vehicle, these are good choices to think about.

CPO extended warranties often include protection for extra years with a mileage and/or time limitation like 2 years or 80,000 miles on the car or truck. Cars, trucks, and SUVs that carry CPO status receive a rigorous pre-owned examination by licensed service technicians which adds additional service warranty years. CPO cars typically cost more than similar used motor vehicles but could be worth it for coming with the security that the motor vehicle you are shopping for is mechanically okay.

Other coverage choices include pre-paid vehicle maintenance plans from auto dealers. These programs cover the parts, services, and labor that are part of the advised maker’s service schedule. You will find these service checks and associated mileages posted in the motor vehicle owner’s handbook.

Information Regarding Optima Warranties

Factory Warranty: A factory warranty is what you may think of when it comes to the basic idea of a “motor vehicle warranty”. These types of service warranties most typically come with brand-new cars and trucks and are one of the simplest and most budget-friendly ways to secure your vehicle – warranty wise because the brand-new vehicle might cost more than a used one leading to you spending more money.

Drivetrain Warranty: A drivetrain warranty covers the parts, parts, and systems which move or “drive” the vehicle forward. A drivetrain service warranty is also another term for a powertrain warranty and may cover similar components depending on the manufacturer’s definitions and warranty terms.

Roadside Warranty: A roadside warranty can help you when you are stranded or broken down while driving. This service warranty for the Kia Optima EX includes standard aid services such as towing, flat tire fixing or replacement, dead battery aid and jumpstarts, lockout help, fluid and fuel delivery, and other related services. A roadside warranty resembles roadside assistance, however it is incorporated into the warranty with the brand-new motor vehicle from the automaker and not an add-on item through insurance coverage or a vehicle service plan or VSP.

Rust & Corrosion Warranty: A rust and corrosion warranty helps to defend the body, materials, and frame of the automobile. Automakers include this anti-corrosion warranty with brand-new vehicles to help repair damage triggered by caustic liquids, compounds, and materials.

Kia Optima Factory Warranty Coverage

Factory Warranty: 5 years / 60,000 milesDrive Train Warranty: 10 years / 100,000 miles
Roadside Warranty: 5 years / 60,000 milesRust & Corrosion Warranty: 5 years / 100,000 miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.

Kia Optima EX Additional Details

In order to create interest in a broader market of car drivers who are interested in the 2014 Kia Optima EX, a few different trim levels are provided. A lot of auto makers offer different choices for their automobiles. This includes Hyundai Motor Group who makes the Optima model. These choices can include things like various paint shades, wheel dimensions, or packages that include benefits like a sunroof or gps system. Supplying these choices enables makers to develop interest in different kinds of buyers and helps them to sell even more automobiles.

These options permit customers to select a vehicle which meets their requirements and can include various attributes that they might desire in their car. Some car makers may offer things like a range of different engines, trim lines, and also sport or performance packages to pick from, while others might provide different exterior colors or interior trim levels. The alternatives that are available are going to vary between car manufacturers, makes, and models, so do your research when you are shopping for an automobile with particular options like heated seats or 3rd occupant seating.

By making the effort to research the different alternatives that are available, you, as the customer, can ensure that you are getting specifically what you want in your new vehicle. This sedan by Optima comes geared up from the car maker with a number of standard configurations and options. They consist of options like the MacPherson strut front suspension, four-wheel independent suspension, multi-link rear suspension, front and rear stabilizer bar,4-way manual passenger seat adjustment, 8-way power driver seat, bucket front seats, height adjustable driver seat, leather, driver seat with power adjustable lumbar support,folding with storage center armrest, rear ventilation ducts, split-folding rear seatback,2 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, compass, external temperature display, low fuel level warning, tachometer, trip computer,cruise control, electric speed-proportional power steering, front and rear cupholders, front and rear door pockets, front seatback storage, keyless ignition, overhead console with storage, rear view with wide-angle camera, remote trunk release, retained accessory power, tilt and telescopic steering wheel, universal remote transmitter (for garage door, security system, etc.), audio and cruise controls on steering wheel,cooled storage compartment, electrochromatic inside rearview mirror, front and rear reading lights, interior air filtration, leather steering wheel, leather trim on shift knob, simulated wood trim on center console, simulated wood trim on doors, trunk light, turn signal in mirrors, climate control, dual illuminating vanity mirrors, rear floor mats,3 months of provided satellite radio service, 6 total speakers, USB connection, auxiliary audio input and USB with external media control, element antenna, satellite radio satellite radio, AM/FM stereo,rear defogger, variable intermittent wipers,alloy wheels, inside mounted spare tire, temporary spare tire, 17 x 6.5 inch wheels, all season tires, P215/55R17 tires,2 front headrests, 2 rear headrests, auto delay off headlamps, child seat anchors, dual front side-mounted airbags, dusk sensing headlamps, electronic brakeforce distribution, engine immobilizer, front and rear head airbags, front fog/driving lights, front seatbelt pretensioners, remote anti-theft alarm system, stability control, tire pressure monitoring, traction control, 4-wheel ABS, emergency braking assist, emergency interior trunk release, passenger airbag occupant sensing deactivation, rear center 3-point belt, rear door child safety locks, rear height adjustable headrests, turn signal mirrors, ventilated front disc/solid rear disc brakes,Technology Package, Premium Package,Snow White Pearl Paint, Wheel Locks, Mud Guards, Rear Bumper Applique,Cargo Net, Door Sill Applique, Cargo Tray, Cargo Mat, and other typical features.

2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Kia Optima Questions

Have questions about the Kia Optima EX? Find answers to commonly asked FAQs. It is crucial to do your research on the vehicle and research the specific details. Check out the vehicle specs and understand how your car payment on your car can impact your budget and finances. These FAQs can help you start to understand the capabilities of the vehicle along with MPGs, weight, horsepower, and engine capabilities.

What is a Kia Optima EX?

The Kia Optima is a vehicle line produced by Hyundai Motor Group. The EX is a specific package of the Kia Optima lineup. The vehicle is categorized as a mid-size car.

How much does a Kia Optima EX cost?

The Kia Optima EX costs around $23,950.

What is the car payment to buy a Kia Optima EX?

The monthly car payment on a Kia Optima EX depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the Optima EX also need to be considered. Since the MSRP is $23,950, the average car payment for a new Optima could be around $347.14. This can be estimated by using the MSRP minus a 10% down payment with a car loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.

Can I lease a Kia Optima EX?

You may be able to lease a Kia Optima EX through an auto loan lender or financial institution.

Can I refinance my Kia Optima EX?

You may be able to refinance your Kia Optima EX depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.

Where can I buy a Kia Optima EX?

Try searching car dealers like Carvana for a Kia Optima EX. They often have good deals on recent vehicles and may also have a similar Kia Optima in their inventory.

How far does the Kia Optima EX go on a single tank of gas?

The Kia Optima EX can usually travel around 425.5/629.0 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.

Does the Kia Optima have good gas mileage?

Kia Optima gets an EPA estimated 23/34 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 27 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.

What kind of gas mileage does the Kia Optima get?

The Kia Optima gets 23/34 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 27.

What type of gas does a Kia Optima use?

The Kia Optima uses the regular unleaded fuel type.

How much gas does the Kia Optima gas tank hold?

The gas tank in the Kia Optima holds 18.5 gallons of gas.

What type of vehicle is the Kia Optima EX?

The Kia Optima with the EX package is a mid-size car.

What is the towing capacity of a Kia Optima?

The Kia Optima has a towing capacity of pounds.

How much horsepower does a Kia Optima have?

The Kia Optima has a horsepower rating of 192HP.

What kind of engine does a Kia Optima EX have?

The Kia Optima EX comes with a 2.4L 4-cylinder 6-speed automatic engine.

What type of drivetrain does a Kia Optima EX have?

The Kia Optima EX features a front wheel drive drivetrain.

What kind of transmission does a Kia Optima come with?

The Kia Optima EX comes with a 6-speed shiftable automatic transmission.

Where is the Kia Optima made?

The Kia Optima EX is made in the South Korea by Hyundai Motor Group.

Is the Kia Optima domestic or imported?

The Kia Optima is a imported vehicle.

What car company makes the Kia Optima EX?

The Hyundai Motor Group is the auto manufacturer which produces the Kia Optima EX.

How much does a Kia Optima weigh?

The Kia Optima EX has a gross vehicle weight of pounds and a curb weight of 3,272 pounds. Learn more about how a vehicle is weighed.

What kind of warranty does the Kia Optima come with?

The Kia Optima EX can come with a few warranties from the manufacturer including a 10 years / 100,000 miles drivetrain warranty, a 5 years / 60,000 miles roadside warranty, a 5 years / 100,000 miles anti-rust warranty, and a maintenance program.

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