2014 Kia Optima SX 4 door Sedan

Learn about the Kia Optima mid-size car. See the engine specifications, gas mileage, price, and MSRP. Research Kia SX warranty features and Kia Motors Finance lending options.

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Information About the 2014 Kia Optima sedan

The 2014 Kia Optima is produced under the Kia vehicle brand. It is categorized as a mid-size car and comes with a sedan body. This 4 door sedan has front wheel drive with a 6-speed shiftable automatic transmission. The Kia Optima is mainly imported from the country of South Korea. The Kia vehicle line is a subsidiary auto producer held by Hyundai Motor Group.

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2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Overview of the 2014 Kia Optima SX

The Kia Optima comes in multiple trim levels and spec packages including the 2014 Kia Optima SX Turbo 4 Door Sedan (2.0L 4-Cylinder Turbo 6A). This variation of the Optima sedan features the SX turbo 4 door sedan with a 2.0L 4-cylinder turbo 6A on the Kia Optima platform. The Optima SX trim might integrate automobile upgrade packages depending upon the origin of the motor vehicle and the production generation.

Kia Optima SX Price and MSRP

Are you excited to drive a 2014 Kia Optima SX? The initial MSRP is listed at $27,500 and used Kelly Blue Book prices are normally lower. Used asking prices are calculated from the year, make, style, and demand. Kia Optima values can increase outside of these ranges because of variables like increased demand, limited supply, and auto industry scarcity. As an example in 2021, SUV, car, and truck prices and relevant automobile equity increased due to widespread semiconductor chip production shortfalls and supply chain controls. This generated tension on the car market with older used vehicle values passing up the value highs formerly just seen by brand-new motor vehicle sales.

MSRP: $27,500

Trim & Style: SX turbo 4 door sedan with a 2.0L 4-cylinder turbo 6A

Made In: South Korea

Optima SX Performance and Engine

A motor vehicle’s torque, power, and performance are important for understanding the limitations of the vehicle, and they matter more in certain cases than others. For example, if you are towing a load or utility trailer with a truck. The power, specs and capabilities of your engine towing package matters a lot. If you are taking your sports car out for a track day, your best lap record, horsepower and engine can result in more bragging rights. On the other hand, if you are considering an economical sedan to drive to work as a daily driver, you might not even care what is under the hood so long as it is dependable and the engine runs well.

Kia Vehicle Details

The 2014 Kia Optima can come along with a few various performance packages and engine alternatives. This specific Kia motor vehicle is set up with the 2.0 gas engine with a front wheel drive drivetrain.

Engine: 2.0L 4-cylinder turbo 6AHorsepower: 274
Doors: 4 doorTransmission: 6-speed shiftable automatic
Drive Type: front wheel driveFuel: gas
MSRP: $27,500Manufactured: South Korea
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Fuel Usage and Gas Mileage (MPG)

Having knowledge of gas mileage and fuel usage are valuable factors when it relates to getting a Kia Optima. Aside from the tangible expense of the auto, the fuel cost is usually the next most pricey element when it concerns auto ownership. The next most costly factor is complying with the recommended upkeep schedule and carrying out preventive maintenance.

The U.S. Environmental Protection Agency or EPA provides estimations into gas mileage (MPG) and how many miles a motor vehicle can effectively drive per a gallon of fuel consumed on city streets and on the highway. MPG is dependent on Kia Optima engine type, efficiency, operation elevation, and other things like aftermarket modifications, but it provides an excellent standard for fuel consumption.

For the 2014 Kia Optima, the EPA expects an average of 20/31 MPG for operating the vehicle on city streets and while driving on the highway. These valuations are different considering that city driving involves traveling on neighborhood roads, stopping at stop lights, pausing at stop signs, waiting at crosswalks for pedestrians, and other things which make the Kia Optima to stop and start more frequently. On the highway, the Kia Optima’s engine and fuel performance can be pushed to the limit allowing them to achieve a greater MPG score.

Compare Your Car’s MPG

Are you curious about comparing and contrasting motor vehicle MPGs? Check to see how your existing vehicle compares to the fuel effectiveness of the 2014 Kia Optima. Use the gas mileage comparison calculator to see how many more miles you might drive and costs related to gas. Can you save cash by driving this Kia Optima or will it cost you more?

MPG: 20/31 MPG (city/Highway)

Compare Other vehicle MPGs

Why Finance Your Optima SX

Finding financing for your 2014 Kia Optima sedan can be a great way to own the car of your dreams while paying it off over the course of many months by making regular monthly payments toward the vehicle. Determine the amount of money you will need to finance by finding the difference between the cost of your new Kia Optima and the values of your deposit on the car and any trade-in credit from your existing automobile. Remove these values from the brand-new automobile’s cost.

This will provide you with the amount of money you need to finance your 2014 Kia Optima. Check with loan providers to see qualified financing offers. These offers will be based on your credit ratings, client profile, and credit history. It is good to compare funding rates from numerous lending institutions (examining deals with 3-4 lenders is great). Doubling examining the competing deals will assist you get the best financing deal possible on your Kia motor vehicle.

To complete your Optima finance, you need to do several things including having a qualifying credit rating, meeting lender requirements, and meeting auto financing criteria. Credit ratings in the 500s (subprime classification) might be acceptable for older used auto financing with scores in the 600s suitable for newer automobile finance offers.

Other lender requirements consist of making a certain amount of money each month and fulfilling residency conditions by living in a location the lender services for a specified period of time, like several months. In the non-prime credit bracket of 601 to 660 ratings, lending institutions might require a month-to-month earnings of $1,600 to $2,000. Subprime loan providers in the 501 to 600 credit rating usually have similar requirements. Finally your car must satisfy basic vehicle finance requirements like being more recent than 10 years old and having less than 100,000 miles with positive vehicle equity.

Kia Optima Refinancing

Refinance your Kia Optima SX sedan. Learn how you can save money by adjusting your current loan.

Find Kia Optima Insurance

Learn about insurance and see coverage options for your Kia Optima. Bundling your insurance can save you money.

About Kia Motors Finance

Kia Motors Finance is Kia’s in-house financial services division. If you are thinking about purchasing a more recent car or truck from a brand dealer, they offer several financing choices. The offers and bonuses can consist of financing offers like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based on the down payment). Kia Motors Finance can also provide leasing offers and rewards like 10,500 yearly miles for 39 months with a set dollar amount due at finalizing.

Understanding Financing Your Optima SX

It is essential to recognize how much you can manage to spend on your new 2014 Kia Optima. When tracking your personal expenses, you may want to compare the financing offers from different lenders. This step is important not only for automobile budgeting but also for your personal finances. Checking your rates and terms with a finance calculator is one of the simplest methods to rapidly see your approximated automobile payment.

What is the Monthly Car Payment to Buy a Kia Optima SX?

Are you wondering how much money it would cost to sign a motor vehicle loan on a 2014 Kia Optima? Here is an estimate you can use to start the research! The most accurate answer to your car payment question depends on several calculations. The regular monthly car payment on a Kia Optima SX is found by taking into account the following things: your down payment, loan borrowing rate, term, your credit bracket, trade in-value, and other factors. Details like the sales tax on the Optima SX also have to be factored in. Therefore, since the manufacturer’s suggested retail price or MSRP is $27,500, the average vehicle payment for a new Optima can be around $398.60.

This can be approximated by utilizing the MSRP minus a 10% down payment with an automobile loan interest rate of 5% over a term of 48 months. Keep in mind it does not take into account important info like sales tax. Simply use this information for your research. Remember this payment is what it may cost if you bought the 2014 Kia Optima “brand-new” according to the MSRP. With used cars, there is a high chance the regular monthly car payment will be noticeably varied. You can check alternative estimates using varying numbers and percentages using a car loan calculator.

Estimated Monthly Payment


Involved Payment Factors

MSRP: $27,500
Down Payment: 10% (estimated payment)
Loan Interest Rate: 5% (average rate)
Car Loan Term: 72 months (varies by offer)

Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.

Info About 2014 Kia Optima Refinancing

Refinancing your Kia Optima is also a choice to think about after you have made a number of your initial monthly motor vehicle payments. The primary lenders you initially financed through frequently have benefits and promotions which expire or are front-weighted. For instance, special deals like cash back reimbursements and 0% APR financing discounts may begin losing their effectiveness or value after 6 to 12 automobile payments.

If your financial circumstance has changed since you purchased your Kia Optima or if your original terms are no longer helpful to you, consider refinancing. You can normally save money on your month-to-month vehicle payments by refinancing your vehicle loan.

Kia Optima Insurance Plans

Having valid car insurance insurance coverage for your Kia Optima is a must have. Picking the ideal insurance plan and coverage for you will most likely help pay for costs and damages connected with vehicular crashes, automobile theft, and additional damage to your truck, SUV, or car. Not only can the policy assist you in repairing the damage from a vehicle crash or hitting a stationary object, but maintaining valid insurance coverage is frequently a legal requirement to drive on public roadways in many states and counties in the US. The best vehicle insurance plans are often comprehensive collision coverage which helps you repair damage to your Kia sedan and also cover damage from many things like bad weather conditions, storms, fire, vandalism, and wild animal strikes in addition to motor vehicle crashes. Your insurance can additionally help you repair the 2.0L engine in your sedan in addition to other mechanical components. The amount you spend for the insurance coverage can change and is usually based upon the year of your motor vehicle. If you drive the 2014 SX, this will be factored into your monthly insurance coverage payments. Find out more about insurance and protect your Kia Optima SX turbo 4 door sedan with a 2.0L 4-cylinder turbo 6A.

2014 Kia Optima SX Turbo 4 Door Sedan 2.0L 4-Cylinder Turbo 6A 3

Where to Buy Kia Optima SX

Looking for the best car can be hard. When it comes time to purchase an automobile, there are a lot of things to contemplate. You need to find the ideal make and model that fits your goals along with managing an auto payment that works with your budget. There are a bunch of alternatives around for buying used and new motor vehicle inventory, so it might be difficult to know where to begin your car buying journey. Carvana is one of the best dealers to start shopping for a car or truck. Their big stock, lending choices, and trade-in policies can allow you to quickly swap the motor vehicle you have now for another one you desire to drive. Discover how to buy a vehicle using Carvana.

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Optima SX Warranties

Warranty and Maintenance Specs

When it comes to getting the finest care for your new car, we often think of branded factory service warranties. These factory service warranties consist of basic coverages like a restricted 3 year duration or 36,000 mile bumper-to-bumper guarantee and a 5 year or 60,000 mile powertrain guarantee. These annual durations start from the initial sale date by the first truck or car’s owner.

Supplemental manufacturer car service contracts are usually readily available depending on the vehicle’s engine type. For example, new cars, trucks, or SUVs with a diesel engine can feature a manufacturer 5 year duration or 100,000 mile powertrain manufacturer’s warranty. Hybrid motor vehicles and electric vehicles (EVs) additionally can have unique protection like a 8 year duration or 100,000 mile warranty.

There are also extended automobile or vehicle service plans (VSPs), Certified pre-owned (CPO) guarantees, and extra guarantee coverage alternatives available beyond the maker’s factory plans. VSPs provide routine maintenance service plans with supplementary protection for a vehicle’s components and parts in the event that your vehicle deals with an explosive mechanical breakdown or failure. These are good options to think about when buying a used vehicle.

CPO warranties commonly add protection for additional years under a mileage ceiling like 2 years or 80,000 miles on the vehicle. Cars, trucks, and SUVs that hold CPO status receive a rigorous pre-owned examination by professional brand technicians which adds extra guarantee years. CPO vehicles usually cost more than comparable used cars , however, they can be worth it for having the assurance that the motor vehicle you are buying is mechanically healthy.

Other coverage options consist of pre-paid motor vehicle maintenance plans from motor vehicle dealers. These programs maintain the parts, services, and labor that are part of the advised maker’s repair and maintenance schedule. You can identify these service checks and associated mileages detailed in the motor vehicle owner’s guide.

Information Regarding Optima Warranty Types

Factory Warranty: A factory warranty is what you probably picture when car warranties are brought up. These types of service warranties most often are included with the purchase of brand-new cars, trucks, or SUVs and are among the easiest and most affordable ways to cover your car– warranty wise considering that the brand-new motor vehicle will probably cost more than a used one leading to less affordability. The factory service warranty is similar to a manufacturer’s service warranty and provides a promise from the car manufacturer that they will fix any problems and quality concerns. Under the guarantee protection, the auto producer will fix any damaged areas and/or replace any damaged parts caused by manufacturing flaws, materials, and flawed workmanship with relatively no charge to you as the automobile owner. The service warranty makes sure the motor vehicle will be restored to good operating condition.

Drivetrain Warranty: A drivetrain service warranty covers the parts, parts, and systems which move or “drive” the car forward. A drivetrain service warranty is also another term for a powertrain warranty and may cover similar elements depending on the manufacturer’s definitions and warranty terms.

Roadside Warranty: A roadside service warranty assists you when you are stranded or are broken down when traveling. This service warranty for the Kia Optima SX consists of standard help services like towing, flat tire fixing or replacement, dead battery aid and jumpstarts, lockout help, fluid and fuel transport and delivery, and other similar services. A roadside service warranty resembles roadside assistance, but it is incorporated into the warranty with the brand-new motor vehicle from the automaker and not an add-on item through your car insurance or a vehicle service plan or VSP.

Rust & Corrosion Warranty: A rust and corrosion warranty helps to protect the body, materials, and frame of the motor vehicle. Automakers include this warranty with new cars and trucks to help fix damage triggered by caustic liquids, substances, and chemicals.

Kia Optima Factory Warranty Coverage

Factory Warranty: 5 years / 60,000 milesDrive Train Warranty: 10 years / 100,000 miles
Roadside Warranty: 5 years / 60,000 milesRust & Corrosion Warranty: 5 years / 100,000 miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.

Kia Optima SX Additional Add-ons

In order to attract a wider range of customers who are interested in the 2014 Kia Optima SX, a few different trim levels are provided. A lot of car corporations provide different options for their automobiles. This includes Hyundai Motor Group who makes the Optima model. These choices can incorporate things like various paint shades, wheel dimensions, or packages that consist of features like a sunroof or entertainment system. Offering these options enables makers to attract diverse types of customers and helps them to move more cars.

These options enable customers to select an automobile which satisfies their desires and can include different features that they may desire in their vehicle. Some car producers might offer things like a variety of various engines, trim lines, and also performance or sport packages to select from, while others may offer a wide range of exterior color options or interior trim levels or colors. The choices that are offered will vary across automakers, makes, and models, so do your research when you are looking for a car with certain traits like heated seats or 3rd occupant seats.

By putting in the time to explore the various options that are offered, you, as the customer, can make sure that you are buying precisely what you want in your new vehicle. This sedan by Optima comes outfitted from the car producer with several basic trims and options. They include options like the MacPherson strut front suspension, four-wheel independent suspension, multi-link rear suspension, front and rear stabilizer bar,4-way manual passenger seat adjustment, 8-way power driver seat, bucket front seats, height adjustable driver seat, leather, driver seat with power adjustable lumbar support,folding with storage center armrest, rear ventilation ducts, split-folding rear seatback,2 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, compass, external temperature display, low fuel level warning, tachometer, trip computer,cruise control, electric speed-proportional power steering, front and rear cupholders, front and rear door pockets, front seatback storage, keyless ignition, overhead console with storage, rear view with wide-angle camera, remote trunk release, retained accessory power, tilt and telescopic steering wheel, universal remote transmitter (for garage door, security system, etc.), transmission, cruise and audio controls on steering wheel,cooled storage compartment, electrochromatic inside rearview mirror, front and rear reading lights, interior air filtration, leather steering wheel, leather trim on shift knob, simulated carbon fiber trim on center console, simulated carbon fiber trim on doors, trunk light, turn signal in mirrors, climate control, dual illuminating vanity mirrors, rear floor mats,3 months of provided satellite radio service, 6 total speakers, USB connection, auxiliary audio input and USB with external media control, element antenna, satellite radio satellite radio, AM/FM stereo,rear defogger, variable intermittent wipers,alloy wheels, inside mounted spare tire, temporary spare tire, 18 x 6.5 inch wheels, 225/45R18 tires, all season tires,2 front headrests, 2 rear headrests, auto delay off headlamps, child seat anchors, daytime running lights, dual front side-mounted airbags, dusk sensing headlamps, electronic brakeforce distribution, engine immobilizer, front and rear head airbags, front fog/driving lights, front seatbelt pretensioners, remote anti-theft alarm system, self-leveling headlights, stability control, tire pressure monitoring, traction control, xenon high intensity discharge headlamp, 4-wheel ABS, emergency braking assist, emergency interior trunk release, passenger airbag occupant sensing deactivation, rear center 3-point belt, rear door child safety locks, rear height adjustable headrests, turn signal mirrors, ventilated front disc/solid rear disc brakes,Premium Package, Technology Package,Wheel Locks, Mud Guards, Rear Bumper Applique,Cargo Net, Door Sill Applique, Cargo Tray, Cargo Mat, and other standard components.

2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Kia Optima Frequently Asked Questions

Have concerns about the Kia Optima SX? Find answers to commonly asked questions. It is essential to do your homework on the vehicle and research the specific details. Check out the vehicle specs and be aware of how your car payment on a motor vehicle can affect your budget and finances. These FAQs can help you begin to understand the capabilities of the vehicle along with MPGs, weight, horsepower, and engine capabilities.

What is a Kia Optima SX?

The Kia Optima is a vehicle line produced by Hyundai Motor Group. The SX is a specific package of the Kia Optima lineup. The vehicle is categorized as a mid-size car.

How much does a Kia Optima SX cost?

The Kia Optima SX costs around $27,500.

What is the car payment to buy a Kia Optima SX?

The monthly car payment on a Kia Optima SX depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the Optima SX also need to be considered. Since the MSRP is $27,500, the average car payment for a new Optima could be around $398.60. This can be estimated by using the MSRP minus a 10% down payment with a car loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.

Can I lease a Kia Optima SX?

You may be able to lease a Kia Optima SX through an auto loan lender or financial institution.

Can I refinance my Kia Optima SX?

You may be able to refinance your Kia Optima SX depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.

Where can I buy a Kia Optima SX?

Try searching car dealers like Carvana for a Kia Optima SX. They often have good deals on recent vehicles and may also have a similar Kia Optima in their inventory.

How far does the Kia Optima SX go on a single tank of gas?

The Kia Optima SX can usually travel around 370.0/573.5 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.

Does the Kia Optima have good gas mileage?

Kia Optima gets an EPA estimated 20/31 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 24 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.

What kind of gas mileage does the Kia Optima get?

The Kia Optima gets 20/31 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 24.

What type of gas does a Kia Optima use?

The Kia Optima uses the regular unleaded fuel type.

How much gas does the Kia Optima gas tank hold?

The gas tank in the Kia Optima holds 18.5 gallons of gas.

What type of vehicle is the Kia Optima SX?

The Kia Optima with the SX package is a mid-size car.

What is the towing capacity of a Kia Optima?

The Kia Optima has a towing capacity of pounds.

How much horsepower does a Kia Optima have?

The Kia Optima has a horsepower rating of 274HP.

What kind of engine does a Kia Optima SX have?

The Kia Optima SX comes with a 2.0L 4-cylinder turbo 6-speed automatic engine.

What type of drivetrain does a Kia Optima SX have?

The Kia Optima SX features a front wheel drive drivetrain.

What kind of transmission does a Kia Optima come with?

The Kia Optima SX comes with a 6-speed shiftable automatic transmission.

Where is the Kia Optima made?

The Kia Optima SX is made in the South Korea by Hyundai Motor Group.

Is the Kia Optima domestic or imported?

The Kia Optima is a imported vehicle.

What car company makes the Kia Optima SX?

The Hyundai Motor Group is the auto manufacturer which produces the Kia Optima SX.

How much does a Kia Optima weigh?

The Kia Optima SX has a gross vehicle weight of pounds and a curb weight of 3,468 pounds. Learn more about how a vehicle is weighed.

What kind of warranty does the Kia Optima come with?

The Kia Optima SX can come with a few warranties from the manufacturer including a 10 years / 100,000 miles drivetrain warranty, a 5 years / 60,000 miles roadside warranty, a 5 years / 100,000 miles anti-rust warranty, and a maintenance program.

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