2014 Kia Optima SXL 4 door Sedan

Learn about the Kia Optima mid-size car. See the engine specifications, gas mileage, price, and MSRP. Research Kia SXL warranty features and Kia Motors Finance lending options.

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Details About the 2014 Kia Optima sedan

The 2014 Kia Optima is manufactured under the Kia car brand. It is classified as a mid-size car and includes a sedan body. This 4 door sedan has front wheel drive with a 6-speed shiftable automatic transmission. The Kia Optima is predominantly imported from the country of South Korea. The Kia vehicle line is a subsidiary auto producer held by Hyundai Motor Group.

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2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Introducing the 2014 Kia Optima SXL

The Kia Optima is available in several trim levels and spec packages including the 2014 Kia Optima SXL Turbo 4 Door Sedan (2.0L 4-Cylinder Turbo 6A). This variation of the Optima sedan features the SXL turbo 4 door sedan with a 2.0L 4-cylinder turbo 6A on the Kia Optima platform. The Optima SXL trim may add vehicle upgrade bundles depending upon the origin of the vehicle and the generation.

Kia Optima SXL Price and MSRP

Are you interested in owning a 2014 Kia Optima SXL? The recommended MSRP is noted at $35,300 and used vehicle Kelly Blue Book resale values are commonly lower. Used vehicle valuations are calculated using the year, make, style, and features. Kia Optima valuations can increase beyond these price ranges due to things like increased demand, limited availability, and industry shortages. For example in 2021, auto rates and associated automobile equity grew due to semiconductor chip shortfalls and supply chain inhibitions. This brought about a ripple effect on the auto marketplace with older used vehicle equity overtaking the value highs historically solely seen by new motor vehicle sales.

MSRP: $35,300

Trim & Style: SXL turbo 4 door sedan with a 2.0L 4-cylinder turbo 6A

Made In: South Korea

Optima SXL Performance Specifications and Engine

An automobile’s power, torque, and performance are important for understanding the operational design, and they matter more in certain situations than others. If you are pulling a load or hard sided trailer with a truck. The performance specifications and abilities of your engine pulling bundle matters a lot. If you are taking your sports car out for a track day, your 0-60 time, quarter mile time, horsepower, and engine can generate more bragging rights. However, if you are trying to find a smaller economical car or sedan to use as an everyday driver, you may not even care what is under the hood if it is reliable and the engine runs well.

Kia Vehicle Specifications from the Manufacturer

The 2014 Kia Optima might come with numerous different performance packages and engine choices. This specific Kia vehicle includes the 2.0 gas engine with a front wheel drive drivetrain.

Engine: 2.0L 4-cylinder turbo 6AHorsepower: 274
Doors: 4 doorTransmission: 6-speed shiftable automatic
Drive Type: front wheel driveFuel: gas
MSRP: $35,300Manufactured: South Korea
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Fuel Economy and Miles Per Gallon (MPG)

Understanding gas mileage and fuel usage are valuable factors when it pertains to getting a Kia Optima. The real expense of the auto includes much more than the dealer price and includes the fuel cost. This is typically the next most pricey aspect when it comes to automobile ownership. The next most pricey aspect is obeying the advised manufacturer’s maintenance schedule and conducting preventive maintenance.

The U.S. Environmental Protection Agency or EPA provides estimations around a vehicle’s gas mileage (MPG) and the number of miles an automobile can efficiently drive per a gallon of fuel required to operate on city streets and on the highway. MPG is dependent on Kia Optima engine type, efficiency, operation altitude, and other things like aftermarket adjustments, however it supplies a pretty good standard for fuel use.

For the 2014 Kia Optima, the EPA predicts around 20/31 MPG while operating the vehicle on city streets and while operating the vehicle on the highway. These values are different since city driving entails driving on neighborhood roadways, stopping at stop lights, pausing at stop signs, waiting at crosswalks for pedestrians, and other things which require the Kia Optima to stop and start more often. On the highway, the Kia Optima’s engine and fuel efficiency are extended, attaining a better MPG rating.

Fuel Usage Comparisons

Are you interested in comparing and contrasting motor vehicle MPGs? Check out how your present car or truck compares to the fuel effectiveness of the 2014 Kia Optima. This could be a crucial factor in your motor vehicle buying process. Use the gas mileage comparison calculator shown below to see how many more miles you could drive and gas prices. Can you save money by driving this Kia Optima or will it cost you more gas money to drive?

MPG: 20/31 MPG (city/Highway)

Compare Other vehicle MPGs

How to Finance Your Optima SXL

Finding financing for your 2014 Kia Optima sedan can be a great way to buy the automobile you would like while paying for it throughout many years by making regular monthly car payments. Calculate the amount of money you will be required to to finance by finding the distinction between the expense of your brand-new Kia Optima and the valuations of your down payment and any trade-in credit from your existing motor vehicle. Deduct these values from the brand-new car or truck’s cost.

This will provide you with the total amount of money you will be required to finance your 2014 Kia Optima. Talk to different lenders to see qualified financing offers. These deals will be based on your credit bracket, customer profile, and credit history. This next step includes choosing the right lending institution. It is desirable to check out funding rates, terms and APRs from several loan providers (checking offers with 3-4 loan providers is usually best). Double checking offers from competing lenders will help you get the very best funding deal possible on your Kia motor vehicle.

To finish off your Optima financing, you need to do a number of things including having a qualifying credit score, meeting loan provider requirements, and meeting auto financing qualifying criteria. Credit ratings in the 500s (subprime category) might be appropriate for older used vehicle funding with ratings in the 600s suitable for newer auto finance offers.

Other lender requirements include making a particular level of money each month and meeting residency requirements by living in an area the lender services. Your vehicle should satisfy general automobile finance requirements like being newer than 10 years old and having less than 100,000 miles with favorable vehicle equity.

Kia Optima Refinancing

Refinance your Kia Optima SXL sedan. Learn how you can save money by adjusting your current loan.

Find Kia Optima Insurance

Learn about insurance and see coverage options for your Kia Optima. Bundling your insurance can save you money.

About Kia Motors Finance

Kia Motors Finance is Kia’s in-house financing services branch. They give car buyers a lot of finance offers if you are considering purchasing a newer motor vehicle from an auto brand dealer. The offers and incentives can include lending deals like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based upon the down payment). Kia Motors Finance can even supply lease deals and rewards like 10,500 yearly miles for 39 months with a set dollar amount due at finalizing.

Understanding Lending Options for Your Optima SXL

It is necessary to be aware of how much you can manage to pay for your new 2014 Kia Optima. This is necessary not only for motor vehicle budgeting when keeping track of your individual finances but also for comparing finance deals from various loan providers. Checking loan numbers with a financing calculator is one of the easiest methods to quickly see your predicted automobile payment.

What is the Auto Payment to Buy a Kia Optima SXL?

Ever wonder how much it would be to sign a car loan on a 2014 Kia Optima? Here is an estimate you can use to begin your research! The best answer to the auto payment question depends on several calculations. The month-to-month automobile payment on a Kia Optima SXL is calculated by using the following things: your down payment, auto loan lending rates, term, your credit rating, trade in-value, and various things. Details like the sales tax on the Optima SXL also need to be taken into consideration. Now, we are ready to find the estimated payment. Because the manufacturer’s suggested retail price or MSRP is $35,300, the estimated average auto payment for a new Optima can be around $511.65.

This can be approximated by using the MSRP minus a 10% down payment with a car loan interest rate of 5% over a term of 48 months. Keep in mind it does not take into account mandatory information like sales tax. Simply use this information for your research. Remember this payment is what it may cost if you purchased the 2014 Kia Optima “new” based upon the MSRP. With older and used automobiles, there is a significant possibility the month-to-month vehicle payment will be noticeably different. You can check alternative price quotes with different percentages and numbers using a auto loan calculator.

Estimated Monthly Payment


Involved Payment Factors

MSRP: $35,300
Down Payment: 10% (estimated payment)
Loan Interest Rate: 5% (average rate)
Car Loan Term: 72 months (varies by offer)

Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.

Info About 2014 Kia Optima Refinancing

Refinancing your Kia Optima is also an alternative to look at after you have made a number of your preliminary month-to-month motor vehicle payments. The original loan providers you originally funded through typically have rewards and deals which expire or are front-weighted. Unique offers like cash back refunds and 0% APR financing discounts might begin losing their effectiveness or value after 6 to 12 automobile payments.

Thoroughly check out the terms and conditions of your financing paperwork to see when refinancing would be a good alternative to take action on. Refinancing gives you the power to reset your vehicle financial debt with a brand-new lending institution efficiently adjusting your car loan’s APR and term with the new loan’s interest rate and term. If your financing circumstance has declined given that you bought your Kia Optima or if your original APR and term are no longer advantageous to you, think about refinancing. You can usually save cash on your regular monthly auto payments by refinancing your auto loan.

Kia Optima Vehile Insurance Coverage

Maintaining valid automotive insurance coverage insurance coverage for your Kia Optima is essential. Picking out the ideal coverage and plan for you may help cover damages connected with vehicular crashes, auto theft, and additional damage to your auto. Not only can it help you fix the damage from an automotive accident or striking a stationary object, but retaining valid insurance coverage is commonly a legal obligation to drive a vehicle on the roads in numerous states and counties in the US. The most ideal car insurance plans and associated coverage include comprehensive collision coverage which helps you repair your Kia sedan and also cover damage from other situations things like inclement weather conditions, storms, wildland fires, vandalism, and wild animal impacts on top of automobile collisions. Insurance coverage can even help you repair the 2.0L engine in your sedan as well as other mechanical parts and components. The amount you spend for the policy coverage can vary and is usually based upon the manufacture year of your automobile. If you drive the 2014 SXL, this will be factored into your monthly insurance payments. Discover more about insurance and safeguard your Kia Optima SXL turbo 4 door sedan with a 2.0L 4-cylinder turbo 6A.

2014 Kia Optima SXL Turbo 4 Door Sedan 2.0L 4-Cylinder Turbo 6A 3

Find Out Where to Buy a Kia Optima SXL

There are a lot of things to mull over when it comes time to purchase a motor vehicle. You want to find the best make and model that fits your demands along with handling an automobile payment that meshes well with your budget. There are a lot of choices out there for shopping for used and brand-new car stock, so it can be difficult to understand where to start your vehicle purchasing journey. Check out Carvana.

Shop for a Kia Optima

Optima SXL Warranty

Service Warranty and Maintenance Specifications

We often think of branded factory warranties when it relates to having a premier maintenance for your brand-new automobile. These factory manufacturer’s warranties consist of basic coverages like a limited 3 year duration or 36,000 mile bumper-to-bumper guarantee and a 5 year long or 60,000 mile powertrain manufacturer’s warranty. These annual timeframes start from the original date of purchase to the original car or truck’s owner.

Alternative manufacturer factory car service contracts are also offered depending on the engine type of the automobile. For example, new SUVs, trucks, or cars with diesel motors can feature a manufacturer 5 year long or 100,000 mile powertrain manufacturer’s warranty. Hybrid automobiles and electric powered vehicles (EVs) often have distinct coverage like a 8 year duration or 100,000 mile service warranty.

There are also extended car or vehicle service plans (VSPs), Certified pre-owned (CPO) coverage, and extra warranty coverage choices available beyond the manufacturers original factory plans. VSPs provide routine maintenance service plans with supplemental protection for a vehicle’s components and parts in the event that your car has a catastrophic mechanical failure or breakdown. When buying a used vehicle, these are good choices to think about.

CPO extended warranties often add protection for extra years with a time and mileage limitation like 2 years or 80,000 miles on the car. Cars, trucks, and SUVs that hold CPO status go through a meticulous pre-owned evaluation by qualified professionals which includes extra guarantee years. CPO cars and trucks usually have price points more than equivalent used cars and trucks , however, they could be worth it for having the security that the car or truck you are purchasing is mechanically okay.

Other coverage options include pre-paid motor vehicle maintenance programs from auto dealers. These plans help to fix the parts, services, and labor that become part of the advised manufacturer’s service schedule. You will identify these line items and associated mileages specified in the motor vehicle owner’s manual.

About Optima Warranty Types

Factory Warranty: A factory service warranty is what you probably think of when it comes to an “auto warranty”. These sorts of warranties most often are included when buying new cars, SUVs, or trucks and are one of the most convenient and most budget-friendly approaches to maintain your vehicle– warranty wise since the brand-new automobile will likely cost more than a used one leading to less affordability. The factory service warranty resembles a manufacturer’s service warranty and is a promise from the automaker. Under the guarantee scope, the automotive company will repair any damaged areas and/or replace any damaged parts as a result of manufacturing defects, flawed components or materials, and flawed craftsmanship without expense to you as the car or truck owner. The service warranty makes sure the car will be restored to excellent operating condition.

Drivetrain Warranty: A drivetrain warranty covers the components, systems, and parts which “drive” the vehicle along. The elements of the drivetrain can utilize the axles, driveshaft, transmission, engine, exhaust manifolds, wheels, and connected parts. The service warranty also generally includes internal engine components like seals, gaskets, and other rubberized elements. A drivetrain service warranty is another term for a powertrain service warranty and might cover comparable parts depending upon the automaker’s definitions and warranty terms.

Roadside Warranty: A roadside warranty can help you when you are stranded or are broken down when traveling. This service warranty for the Kia Optima SXL includes standard aid services like towing, blowout fixing or replacement, dead battery assistance and jumpstarts, lockout assistance, fluid and fuel delivery, and other comparable services. A roadside service warranty resembles roadside assistance, however it is incorporated into the warranty with the brand-new automobile from the automaker and not an add-on product through insurance policies or a vehicle service plan (VSP).

Rust & Corrosion Warranty: A rust and corrosion warranty can help protect the body of the vehicle. Automakers include this warranty with brand-new automobiles to help fix damage from caustic liquids, compounds, and materials. While motor vehicle bodies are developed from materials which have corrosion-resistance like aluminum, magnesium, plastic, and carbon fiber, rust can form on body panels. For instance, large levels of highway deicers like salt or sodium chloride, calcium chloride, magnesium chloride, and similar elements and compounds can induce a vehicle’s body to rust. Other corrosive liquids like bleach and acid, can cause oxidation if sprayed on a car’s body panels.

Kia Optima Factory Warranty Coverage

Factory Warranty: 5 years / 60,000 milesDrive Train Warranty: 10 years / 100,000 miles
Roadside Warranty: 5 years / 60,000 milesRust & Corrosion Warranty: 5 years / 100,000 miles
Data comes from dealer network APIs but is not endorsed or certified by any dealer.

Kia Optima SXL Manufacturer Specifications

In order to attract a greater range of car owners who are interested in the 2014 Kia Optima SXL, different trim levels are provided. A large number of vehicle corporations offer various options for their cars. This includes Hyundai Motor Group who makes the Optima model. These options can incorporate details like various paint colors, wheel sizes, or packages that consist of features like a sunroof or entertainment system. Delivering these alternatives permits producers to attract diverse types of shoppers and also enables them to sell larger volumes of vehicles.

These options permit customers to select an automobile which fulfills their desires and can include various attributes that they may desire in their vehicle. Some automobile suppliers might offer things like a variety of different engines, trim lines, and sport or performance packages to pick from, while others may provide different exterior colors or interior trim levels or colors. The alternatives that are offered will vary across car manufacturers, makes, and models, so do your research when you are shopping for an automobile with certain options like heated seats or third occupant seats.

By taking the time to look into the different choices that are readily available, you, as the customer, can make sure that you are getting precisely what you want in your new vehicle. This sedan by Optima comes equipped from the auto maker with several basic trims and options. They consist of options like the MacPherson strut front suspension, four-wheel independent suspension, multi-link rear suspension, front and rear stabilizer bar,4-way power passenger seat, 8-way power driver seat, bucket front seats, height adjustable driver seat, multi-level heating driver seat, multi-level heating passenger seat, premium leather, ventilated driver seat, ventilated passenger seat, driver seat with power adjustable lumbar support,folding with storage center armrest, multi-level heating, rear ventilation ducts, split-folding rear seatback,2 one-touch power windows, remote keyless power door locks, heated mirrors, power mirrors,clock, compass, external temperature display, low fuel level warning, tachometer, trip computer,cruise control, electric speed-proportional power steering, first aid kit, front and rear cupholders, front and rear door pockets, front seatback storage, keyless ignition, overhead console with storage, rear parking sensors, rear view with wide-angle camera, remote trunk release, retained accessory power, tilt and telescopic steering wheel, universal remote transmitter (for garage door, security system, etc.), audio and cruise controls on steering wheel,cooled storage compartment, electrochromatic inside rearview mirror, front and rear reading lights, heated steering wheel, high gloss black trim on center console, high gloss black trim on doors, interior air filtration, leather steering wheel, leather trim on shift knob, trunk light, turn signal in mirrors, climate control, dual illuminating vanity mirrors, rear floor mats,memorized settings for 2 drivers,1 subwoofer(s), 3 months of provided satellite radio service, 8 total speakers, Infinity premium brand stereo system, USB connection, auxiliary audio input and USB with external media control, element antenna, satellite radio with real time traffic satellite radio, AM/FM stereo,fixed glass rear sunroof, one-touch power sunroof, power glass sunroof, rear defogger, variable intermittent wipers,rear spoiler,chrome alloy wheels, inside mounted spare tire, temporary spare tire, 18 x 6.5 inch wheels, 225/45R18 tires, all season tires,2 front headrests, 2 rear headrests, auto delay off headlamps, blind spot warning accident avoidance system, child seat anchors, daytime running lights, dual front side-mounted airbags, dusk sensing headlamps, electronic brakeforce distribution, engine immobilizer, front and rear head airbags, front fog/driving lights, front seatbelt pretensioners, remote anti-theft alarm system, self-leveling headlights, stability control, tire pressure monitoring, traction control, xenon high intensity discharge headlamp, 4-wheel ABS, emergency braking assist, emergency interior trunk release, passenger airbag occupant sensing deactivation, rear center 3-point belt, rear door child safety locks, rear height adjustable headrests, turn signal mirrors, ventilated front disc/solid rear disc brakes,Wheel Locks, Mud Guards,Cargo Net, Cargo Tray, Cargo Mat, and other common features.

2014 Kia Optima EX Hybrid 4 Door Sedan (2.4L 4-Cylinder gas/electric Hybrid 6A) 1

Kia Optima Questions

Looking for information about the Kia Optima SXL? Discover answers to commonly asked FAQs. It is very important to know what you are getting into with your vehicle purchase and research the specific details. Check out the vehicle specs and be aware of how your car payment on a car can affect your budget. These questions can help you understand the capabilities of the vehicle along with miles per gallon, weight, horsepower, and engine capabilities.

What is a Kia Optima SXL?

The Kia Optima is a vehicle line produced by Hyundai Motor Group. The SXL is a specific package of the Kia Optima lineup. The vehicle is categorized as a mid-size car.

How much does a Kia Optima SXL cost?

The Kia Optima SXL costs around $35,300.

What is the car payment to buy a Kia Optima SXL?

The monthly car payment on a Kia Optima SXL depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the Optima SXL also need to be considered. Since the MSRP is $35,300, the average car payment for a new Optima could be around $511.65. This can be estimated by using the MSRP minus a 10% down payment with a motor vehicle loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.

Can I lease a Kia Optima SXL?

You may be able to lease a Kia Optima SXL through an auto loan lender or financial institution.

Can I refinance my Kia Optima SXL?

You may be able to refinance your Kia Optima SXL depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.

Where can I buy a Kia Optima SXL?

Try searching car dealers like Carvana for a Kia Optima SXL. They often have good deals on recent vehicles and may also have a similar Kia Optima in their inventory.

How far does the Kia Optima SXL go on a single tank of gas?

The Kia Optima SXL can usually travel around 370.0/573.5 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.

Does the Kia Optima have good gas mileage?

Kia Optima gets an EPA estimated 20/31 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 24 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.

What kind of gas mileage does the Kia Optima get?

The Kia Optima gets 20/31 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 24.

What type of gas does a Kia Optima use?

The Kia Optima uses the regular unleaded fuel type.

How much gas does the Kia Optima gas tank hold?

The gas tank in the Kia Optima holds 18.5 gallons of gas.

What type of vehicle is the Kia Optima SXL?

The Kia Optima with the SXL package is a mid-size car.

What is the towing capacity of a Kia Optima?

The Kia Optima has a towing capacity of pounds.

How much horsepower does a Kia Optima have?

The Kia Optima has a horsepower rating of 274HP.

What kind of engine does a Kia Optima SXL have?

The Kia Optima SXL comes with a 2.0L 4-cylinder turbo 6-speed automatic engine.

What type of drivetrain does a Kia Optima SXL have?

The Kia Optima SXL features a front wheel drive drivetrain.

What kind of transmission does a Kia Optima come with?

The Kia Optima SXL comes with a 6-speed shiftable automatic transmission.

Where is the Kia Optima made?

The Kia Optima SXL is made in the South Korea by Hyundai Motor Group.

Is the Kia Optima domestic or imported?

The Kia Optima is a imported vehicle.

What car company makes the Kia Optima SXL?

The Hyundai Motor Group is the auto manufacturer which produces the Kia Optima SXL.

How much does a Kia Optima weigh?

The Kia Optima SXL has a gross vehicle weight of pounds and a curb weight of 3,468 pounds. Learn more about how a vehicle is weighed.

What kind of warranty does the Kia Optima come with?

The Kia Optima SXL can come with a few warranties from the manufacturer including a 10 years / 100,000 miles drivetrain warranty, a 5 years / 60,000 miles roadside warranty, a 5 years / 100,000 miles anti-rust warranty, and a maintenance program.

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